Victoria’s Secret Credit Card Credit Score Needed (2024)

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You need a credit score of 640+ to get the Victoria's Secret Credit Card; this means at least fair credit is required for approval.

It is also worth noting that, apart from your credit score, various other factors will be taken into account for your approval. Your credit history, income, and any debt you might have will also determine the outcome of your application.

Ultimately, you cancheck your credit score for freeon WalletHub to get a better sense of where you stand.

This answer was last updated on 01/15/24 and it was first published on 02/07/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Elizabeth Davis, Member

@elizabethd_95

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I was approved for $200 CL with a 591 TU/EQ and 568 EX. They only pulled my EX for the VS card.

This answer was first published on 05/10/17. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Adam, Member

@addieblakeisaacs

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I got approved 7/20/20 with a 530 credit score!!! There and express. But u have to do the shopping cart trick! Look up on YouTube. Bc if u apply for the credit card u will get denied. If u put stuff in ur cart n make a free rewards account they will pre approve u for $300 with out filling out application!

This answer was first published on 08/22/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

People also ask

How do I check my Victoria's Secret Credit Card application status?

You can check your Victoria's Secret Credit Card application status over the phone at (800) 695-9478. At the moment, there is no option to check the application status online. Keep in mind that it usually takes 7 to 10 business days to receive a decision. And if your application is approved, you should receive your card within 10 business days.

You may not like what you learn when you check your application status. But those who get...

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How do I get instantly approved for the Victoria's Secret Credit Card?

You could get instantly approved for the Victoria's Secret Credit Card when you apply online or in-store. Just note that instant approval is not guaranteed. If you do not get a response right away, you will most likely receive a decision within 7-10 business days.

Things to know about Victoria's Secret Credit Card approval time and process:

  • You could get approved for the Victoria's Secret Credit Card within 60 seconds. In some case, however, it will take 7 to 10...

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What's the easiest unsecured credit card to get approved for?

Some of the easiest unsecured credit cards to get are the Credit One Bank® Platinum Visa® for Rebuilding Credit and the Fortiva® Mastercard® Credit Card because you can get approved even with bad credit. The Credit One Visa offers a $300 starting spending limit, while the Fortiva Cash Card offers $350.

Easiest Unsecured Credit Cards to Get Approved For

  • Victoria’s Secret Credit Card Credit Score Needed (7)Credit One Bank® Platinum Visa® for Rebuilding Credit
  • Victoria’s Secret Credit Card Credit Score Needed (8)Fortiva® Mastercard® Credit Card
  • Credit One Bank® Platinum Visa® for Rebuilding Credit
  • Fortiva® Mastercard® Credit Card
  • Victoria’s Secret Credit Card Credit Score Needed (9)Petal® 2 Visa® Credit Card
  • Victoria’s Secret Credit Card Credit Score Needed (10)Capital One QuicksilverOne Cash Rewards Credit Card
  • Petal® 2 Visa® Credit Card
  • Capital One QuicksilverOne Cash Rewards Credit Card
  • Victoria’s Secret Credit Card Credit Score Needed (11)Capital One SavorOne Student Cash Rewards Credit Card
  • Capital One SavorOne Student Cash Rewards Credit Card
  • Victoria’s Secret Credit Card Credit Score Needed (12)Capital One Spark Classic for Business
  • Capital One Spark Classic for Business

Unsecured credit cards for people with bad credit tend to be very expensive, charging lots of fees and high interest rates. So, if you don’t need a small emergency loan, the...

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sdaniels0130, Member

@sdaniels0130

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My highest credit score was at a 562 and my lowest was a 518. I got approved without even applying. They had set up a message to pop up when I logged into my vs account saying I was approved for the credit card. I got a $250 limit. I think they dropped their credit criteria standards down a bit to attract more shoppers. I couldn’t believe I had been approved.

This answer was first published on 10/21/17. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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* The information about the following cards has been independently collected by WalletHub: Victoria's Secret Credit Card, Petal® 2 Visa® Credit Card, J.Crew Credit Card, Macy's Store Card, Old Navy Credit Card, and American Eagle Outfitters (AEO) Credit Card.

Victoria’s Secret Credit Card Credit Score Needed (2024)
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